PayPal Credit is a simple and flexible credit line that sits alongside your PayPal account. It is a paperless, cardless revolving credit limit.

If approved PayPal Credit is accessible from your PayPal account, allowing you to manage your payments, view your balance and check your monthly statements online. There's no lengthy application to fill out, just answer some quick questions, review and accept the terms and get a decision in seconds.

PayPal Credit is available on purchases of at least £99 subject to approval from PayPal.
If you are approved for a credit limit with PayPal Credit and use it for future purchases, the APR for those purchases won't be more than 14.9% and may be even lower.
How to use PayPal credit
PayPal Credit will be available as a payment option on the basket page. On selection of the option, you will be forwarded to PayPal to fill out your application which should take no more than 10 minutes, and upon acceptance, we will process and ship your order according to our normal service.